I called experian to ask for early exclusion as it's 6 months until fall off and the representative stated that they don't remove items from the report and offered to dispute it. They did and now. Jan 25, 2024 · until i found this forum i hadn't heard that cras will sometimes grant early exclusion of a negative tradeline. My credit rating has been on a bit of a plateau, and i have. When you call up do not ask for early.
I had 1 paid collections left on transunion that has been paid for a couple of years set to be removed on 12/25. Jul 15, 2021 · early exclusion is only for charge offs, bks, repos, etc. Not for individual lates. Those you just have to wait for them to age off naturally, or you could write/email/call the. Feb 8, 2021 · on the first call i mentioned early exclusion and he said 3/2021 is the earliest it will come off and these accounts aren't eligible for early exclusion. I would definitely ask experian and transunion. I've heard mixed reports about equifax. It seems they foul things up rather than excluding, so proceed with caution. I was able to get early exclusion with transunion and experian for 13 separate late payments on my student loans. They were originally set to come off in october of this year.
