Vehicle service contracts and insurance: Simple solutions for the journey ahead. This warranty is provided by the individual repair facility and upheld by silverrock™. How to apply gap coverage file a claim with your insurance company, and they will work with your lender and silverrock to verify your gap coverage and apply it to your loan *. Your vehicle coverage with silverrock™ limited warranty items covered for the first 30 days / 1,500 miles any major mechanical issues are covered within this timeframe.